This Privacy Policy explains how Morgan Snyder ("I," "me," or "my") collects, uses, and protects your personal information when you interact with my publication at morgansnyder.substack.com (the "Publication").

By accessing or using the Publication, including subscribing, commenting, or otherwise engaging with my content, you agree to the practices described in this Privacy Policy. If you do not agree with this policy, please do not use the Publication.

1. Relationship with Substack

The Publication is hosted on Substack, a third-party platform. Substack collects and processes certain personal information on my behalf, such as your email address, payment details (for paid subscriptions), and account information. Substack’s handling of your data is governed by their Privacy Policy. I recommend reviewing Substack’s Privacy Policy to understand their practices. This Privacy Policy focuses on how I handle data I directly collect or access through my use of Substack and other interactions with you.

2. Information I Collect

I may collect the following types of information when you interact with the Publication:

• Information You Provide Directly:

  • Email address: When you subscribe to the Publication (free or paid).

  • Payment information: If you purchase a paid subscription, Substack collects and processes your payment details (e.g., credit card information) on my behalf. I do not directly access this information but may receive confirmation of your subscription status.

  • Comments and feedback: If you leave comments on posts or send me feedback via email or other channels, I collect the content of your message and any contact information you provide.

• Information Collected Automatically:

  • Usage data: Substack provides me with analytics about how readers interact with the Publication, such as open rates, click rates, and general engagement metrics. This data is typically aggregated or anonymized but may include details like your subscription status or location at a high level (e.g., country or region).

  • Cookies and tracking technologies: Substack may use cookies or similar technologies to track user behavior on the Publication. I do not directly control these technologies but may receive reports based on their use. You can manage cookie preferences through your browser settings or Substack’s tools.

• Information from Third Parties:

  • I may receive information about you from Substack, such as your subscription tier or email address, to manage your access to content and communicate with you.

  • If you engage with the Publication via social media (e.g., sharing a post on X), I may see public information associated with your social media profile.

3. How I Use Your Information

I use the information I collect for the following purposes:

• To deliver the Publication to you, including sending newsletters, updates, and exclusive content to paid subscribers.

• To manage subscriptions, including confirming payment status and granting access to paid content.

• To communicate with you, such as responding to your emails, comments, or inquiries.

• To improve the Publication by analyzing usage data (e.g., which posts are most popular).

• To comply with legal obligations, such as responding to lawful requests or resolving disputes.

4. How I Share Your Information

I do not sell your personal information to third parties. However, I may share your information in the following circumstances:

• With Substack: As my hosting platform, Substack processes certain data (like email addresses and payment information) on my behalf. Substack may share aggregated or anonymized analytics with me.

• Service Providers: If I use third-party tools (e.g., email marketing software outside of Substack), I may share your email address or other data with them solely to support the Publication. Any such providers will be bound to protect your data.

• Legal Requirements: I may disclose your information if required by law, such as in response to a subpoena, court order, or other legal process.

• Protection of Rights: I may share information to protect my rights, property, or safety, or that of others (e.g., to investigate fraud or harassment).

5. Your Choices and Rights

Depending on your jurisdiction (e.g., Utah, California, or the EU), you may have certain rights regarding your personal information, including:

• Access: Request a copy of the personal information I have about you.

• Correction: Request that I correct inaccurate information.

• Deletion: Request that I delete your personal information, subject to legal obligations (e.g., I may need to retain certain data to comply with tax laws).

• Opt-Out: Unsubscribe from the Publication at any time using the "unsubscribe" link in any email or by adjusting your Substack account settings.

To exercise these rights, contact me at morgan@thoughtleadertoday.com. Note that some requests (e.g., accessing payment data) may need to be directed to Substack, as they control that information.

6. Data Retention

I retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy:

• Email addresses and subscription data are kept for as long as you remain a subscriber or until you request deletion.

• Comments and feedback may be retained indefinitely unless you request removal.

• Analytics data provided by Substack is retained as long as I maintain the Publication on their platform.

If I no longer need your data or you request deletion, I will remove it unless I’m required to retain it for legal reasons.

7. Data Security

I take reasonable steps to protect your information from unauthorized access, loss, or misuse. However, no online platform can guarantee absolute security. Since much of your data is processed by Substack, their security measures also apply (see Substack’s Privacy Policy for details). I encourage you to use strong passwords and keep your account information confidential.

8. International Data Transfers

The Publication is hosted on Substack, which operates servers in the United States. If you access the Publication from outside the U.S., your data may be transferred to and processed in the U.S., where data protection laws may differ from those in your jurisdiction. By using the Publication, you consent to this transfer.

9. Children’s Privacy

The Publication is not intended for children under 13 years of age (or the minimum age required in your jurisdiction to use online services without parental consent). I do not knowingly collect personal information from children under this age. If I learn that such data has been collected, I will take steps to delete it.

10. Changes to This Privacy Policy

I may update this Privacy Policy from time to time. If I make significant changes, I’ll notify subscribers via email or a post on the Publication. Your continued use of the Publication after changes are posted constitutes acceptance of the updated policy.

11. Contact Information

If you have questions about this Privacy Policy or how I handle your data, you can reach me at morgan@thoughtleadertoday.com.

12. Compliance with Utah Law

As a Utah-based operator, I comply with the Utah Consumer Privacy Act (UCPA). If you are a Utah resident, you have the right to:

• Confirm whether I process your personal data.

• Access and delete your personal data, subject to certain exceptions.

• Opt out of the sale of your personal data (though I do not sell data). To exercise these rights, contact me at the email address above.